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I am always trying to find ways to save money. I use various coupon apps which you can read about here as well as save any change that I get and put it into our change jar that I keep in our kitchen pantry. I even started saving all of our cans instead of recycling them and cash them out every two weeks.
Below are some great tips on how to safe money when it comes to every day life.
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Here’s five great ways to save money, every day, by being a
little more mindful about daily living; from turning off appliances to eating a decent breakfast,
saving money on credit card fees to shopping with a pre-planned list.
1.
Turn Off Your Appliances
A great way to save money is to cut down the amount of television you watch.Not only will this result in a lower electricity bill but it will also free up your time to be more productive. However, you’ll want to make sure you turn the TV off at the plug rather than leaving it on standby, as standby still consumes electricity.
The same is true for your desktop computer, and don’t leave your laptop charging all night - when it’s fully charged, simply turn it off at the plug.
2.
Manage Your Debt
Having debt can be expensive, particularly if you’re late
with payments, and often this can snowball out of control on a downward spiral
where fees and interest compound resulting in you barely paying any of the
actual debt off, as most your monthly payment ends up going on charges.
One of the best ways to manage your debt, particularly if
you have bad credit and are therefore being charged exorbitant rates to borro
money, is to get a consolidation loan (see: https://debtconsolidation.loans/debt-consolidation-loans-bad-credit/)
as this way you’re not paying multiple providers who are each adding their
charges on - it’s just one simple monthly payment.
3.
Write a List Before Food Shopping
There’s little doubt
that if you go to a shop perusing the aisles for something tasty to eat, you
will end up spending a lot more than if you write out a list in advance and
stick to it.
Most people end up
making impulse buys when shopping, which can be expensive, and this is where a
shopping list helps mitigate this temptation.
The other golden rule
when it comes to food shopping, is never go food shopping when you’re feeling
hungry, as it has been proven that people spend way more
on food shopping when they are feeling hungry. You’ll want to make sure you have a good meal
before going to the shops.
4.
Switch Providers
Whether it’s your energy bill, phone bill, broadband bill,
or cable TV bill, you can often save a heap of money by switching providers and
finding the best deal. There are many
energy comparison websites available that can show you the best deal such as www.moneysupermarket.com
and by simply switching provider, you could end up saving a fair amount of
money on your bills.
5.
Eat Breakfast
Eating a healthy breakfast will not only
fill you up with energy for the day, but it will also curb your desire to spend money on snacks or indulge in an extravagant lunch. Breakfast can be
very healthy, quick, and inexpensive; for
instance, a bowl of oatmeal in the morning is extremely cheap yet very healthy…
particularly when compared to getting a morning snack on the commute to work or
at a local eatery .
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I hope these tips on saving money are helpful to you. I know I plan on trying out some of these amazing ideas.
Thanks for visitng the blog today and have a wonderful day.
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